PRIVACY POLICY Integrous Financial LLC 650 From Road, Paramus, NJ 07652
Effective Date: March 22, 2026 | Last Updated: March 22, 2026
1. INTRODUCTION AND SCOPE
Integrous Financial LLC ("Integrous Financial," "we," "us," or "our") is committed to protecting the privacy and personal information of every individual who interacts with our website, landing pages, forms, and communications. This Privacy Policy applies to all information collected through our online and offline channels, including but not limited to our website, lead capture forms, SMS communications, email communications, and any other digital or physical touchpoints operated by Integrous Financial LLC.
By submitting your information through any form operated by Integrous Financial LLC, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy.
2. INFORMATION WE COLLECT
We may collect the following categories of personal information:
Contact and Identity Information: Full name, email address, phone number (including mobile number), mailing address, and zip code.
Financial and Professional Information: Income range, retirement account balances, investment interests, employment status, and other financial information voluntarily provided through our diagnostic tools, quizzes, or intake forms.
Communications Data: Records of SMS messages, emails, and other communications between you and Integrous Financial LLC, including opt-in and opt-out records.
Technical and Usage Data: IP address, browser type, device type, operating system, referring URLs, pages visited, time spent on pages, and cookie identifiers.
Consent Records: Timestamps, IP addresses, and form data associated with your consent to receive communications from us.
3. HOW WE USE YOUR INFORMATION
Integrous Financial LLC uses collected information solely for the following purposes:
To deliver SMS text messages, appointment reminders, follow-up messages, and digital materials you have specifically requested or consented to receive
To schedule and confirm consultations or appointments with our financial professionals
To send you educational resources, guides, and materials related to topics you have expressed interest in
To respond to inquiries you submit through our forms or contact channels
To comply with applicable legal and regulatory obligations
To improve our services, communications, and digital experiences
To maintain accurate records of consent and communication preferences
We do not use your information for automated decision-making or profiling that produces legal or similarly significant effects without your explicit consent.
4. SMS COMMUNICATIONS — SPECIFIC DISCLOSURES
If you have opted in to receive SMS text messages from Integrous Financial LLC, the following terms apply:
You will receive SMS messages from Integrous Financial LLC, which may include appointment reminders, follow-up messages, and digital materials you have requested
Message frequency will vary based on your engagement and requests
Message and data rates may apply depending on your mobile carrier and plan
You may opt out of SMS communications at any time by replying STOP to any message you receive from us
To request assistance, reply HELP to any message or contact us at the address below
Opting out of SMS will not affect your ability to receive services from Integrous Financial LLC through other channels
We do not share your mobile phone number with third parties for their own marketing purposes
Carrier information obtained as part of SMS delivery is not shared with third parties for marketing purposes
5. HOW WE SHARE YOUR INFORMATION
Integrous Financial LLC does not sell, rent, trade, or otherwise transfer your personal information to third parties for their independent marketing or commercial purposes. We may share information only in the following limited circumstances:
Service Providers: We may share information with trusted third-party vendors who assist us in operating our website, managing communications, scheduling appointments, or delivering requested materials. These vendors are contractually obligated to use your information only as directed by us and to maintain appropriate security standards.
Legal Compliance: We may disclose information when required to do so by law, subpoena, court order, or regulatory authority, or when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
Business Transfers: In the event of a merger, acquisition, or sale of all or substantially all of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our website prior to your information becoming subject to a different privacy policy.
With Your Consent: We may share your information with third parties when you have given us explicit consent to do so.
6. DATA RETENTION
We retain your personal information only for as long as necessary to fulfill the purposes described in this policy, to provide services to you, or as required by applicable law. SMS consent records and communication logs are retained for a minimum of four (4) years in accordance with telecommunications compliance best practices. When information is no longer needed, we dispose of it using secure deletion methods.
7. YOUR RIGHTS AND CHOICES
Depending on your state of residence, you may have the following rights regarding your personal information:
Right to Know: You may request a copy of the personal information we hold about you
Right to Correct: You may request that we correct inaccurate information
Right to Delete: You may request that we delete your personal information, subject to certain legal exceptions
Right to Opt Out of Sale: We do not sell personal information. If this practice ever changes, we will provide explicit notice and opt-out mechanisms before doing so
Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights
To exercise any of these rights, please contact us in writing at the address listed in Section 10. We will respond to verified requests within 45 days.
8. COOKIES AND TRACKING TECHNOLOGIES
Our website and landing pages may use cookies, web beacons, pixel tags, and similar tracking technologies to understand how visitors interact with our content, measure the effectiveness of our advertising, and improve the user experience. You may disable cookies through your browser settings; however, doing so may affect the functionality of certain features on our pages.
We may use Meta Pixel or similar advertising platform technologies to measure conversions and deliver relevant content to individuals who have expressed interest in our services. This tracking is conducted in compliance with applicable platform policies and applicable law.
9. SECURITY
We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure. We encourage you to exercise caution when sharing personal information online.
10. CONTACT US
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Integrous Financial LLC 650 From Road Paramus, NJ 07652
For SMS opt-out support, reply STOP to any message from us or write to the address above.
11. CHANGES TO THIS POLICY
We reserve the right to update this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you by email or SMS. Your continued use of our services or forms following any update constitutes your acceptance of the revised policy.
This Privacy Policy is intended to meet or exceed the requirements of applicable federal and state privacy laws, including but not limited to the Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, the California Consumer Privacy Act (CCPA), and applicable FCC regulations governing SMS communications.